Overview
Patents are an overlooked resource. Analyzing payment patents identifies industry trends and reveals company-specific technology investment and perhaps future market focus.
Staying informed of competitive technology investments enables more effective development strategies and can guide your marketing efforts. R&D may file patents, but this does not provide information regarding the activities of competitors or businesses in adjacent markets.
Book a Meeting with the Author
Related content
Small Business, Big Debit Opportunity: The FI Counter to P2P Fintechs
Small businesses are leveraging peer-to-peer apps for business purposes, and PayPal and Cash App are excelling in this space. Banks must not grow complacent. They should be competi...
State of Debit 2026
Despite headwinds that include significant financial strain on consumers despite a broadly stable economy, debit remains resilient—especially among younger consumers and lower inco...
The Target Circle Card Program: If at First You Don’t Succeed, Try Again
Target Circle Card program is a standout loyalty program for offering credit and debit card products. However, the program is under pressure, and there are lessons to be learned. F...
Make informed decisions in a digital financial world