How Each Retail Category Influences Consumer Payment Preferences

Consumers don’t rely on a single payment method across the many types of retailers they frequent. How they pay depends on where and how they shop. This report highlights how credit cards dominate in many areas, while debit plays a strong role in everyday spending, and cash remains important in value-driven and quick-service environments. The findings reveal why aligning payment options to specific retail settings is critical for improving checkout experiences and capturing additional sales.