Digital Money Comes to Payments, but the Crypto Has Disappeared

Digital money has come to payments in the US Market, but the now isn’t the future that was once envisioned. “Cryptocurrency”—the word—is receding, and moving value through digital assets—namely stablecoins—is flourishing, particularly on the commercial side. In the next three to five years, organizations of all sizes will be almost certainly be using tools and features based on blockchain technology, but many people inside those companies won’t even realize it. Digital money will just be money. 

This Javelin Strategy & Research report considers how the concept of digital money is rapidly changing, how the infrastructure is being constructed in a way that is virtually invisible to consumers, and how organizations should approach the use cases for digital assets.

Key questions discussed in this Emerging Payments report:

• What products are being developed that leverage digital assets in payments?
• How are cryptocurrencies and digital assets being "disappeared” from view in payments?
• What are the evolving use cases for digital assets in payments?

Companies Mentioned:

Bitcoin, Ethereum, PayPal, Stripe, Visa