Access to Credit Scores Empowers Consumers, Strengthens the Lending Ecosystem
- Date:February 10, 2020
- Author(s):
- Austin Kilgore
- Mark Schwanhausser
- Report Details: 14 pages, 6 graphics
- Research Topic(s):
- Digital Strategy & Experience
- Digital Banking
- Digital Lending
- PAID CONTENT
Overview
This original report, sponsored by TransUnion, examines the role that consumer access to credit scores and credit file data plays in the promotion of financial inclusion, responsible borrowing habits, and more transparent and accurate lending practices.
This research report was independently produced by Javelin Strategy & Research. Javelin Strategy & Research maintains complete independence in its data collection, findings, and analysis.
Methodology
This report is based primarily on information collected in two online surveys:
- A panel of 10,768 consumers conducted from June to July 2017. The margin of sampling error was ± 0.94% at the 95% confidence level.
- A panel of 2,000 consumers conducted in August 2018. The margin of sampling error was ± 2.19% at the 95% confidence level.
Download Whitepaper Form
Related content
How to Make Bank Websites a Better Place to Learn, Shop, and Buy
Javelin Strategy & Research’s analysis of online public websites for five leading FIs—Ally, Bank of America, Chase, Chime, and U.S. Bank—indicates that shopping for a financial pro...
The Bridge to Investing Maturity Path
Although banks and credit unions typically wait to target young investors until they amass enough wealth to serve profitably, advances in digital banking technology are changing th...
2026 Digital Banking Trends
This will be a year in which the industry’s attempts to add investing capabilities, boost digital sales, and simplify money movement will expose deep digital weaknesses and challen...
Make informed decisions in a digital financial world