Matthew Gaughan

Analyst, Payments

Matt is an Analyst in Javelin’s payments practice. As part of the tech and infrastructure team, his research focuses on networks, issuing and acquiring financial institutions, processors, and payments technology companies. Matt’s analysis helps provide clients with strategic frameworks to modernize their technology and develop products and features.

Prior to joining Javelin, Matt was an analyst at Insider Intelligence. His responsibilities included researching and writing reports, newsletters, and other content related to the banking industry. Matt earned a Bachelor of Science in Business Administration degree in Finance from Seton Hall University. 

Latest Insights

November, 2025
Javelin Report
2026 Tech & Infrastructure Trends

The past few years have seen payment modernization and infrastructure improvements at financial institutions, but the next few years will require something new: a coordination of t...

August, 2025
Javelin Report
Unpacking The Modern Payment Stack: What Matters Most for Banks

Legacy payment stacks still are still reliable, but they won’t work for the long term as payments evolve. The case for modernization for banks lies in improving their products and ...

July, 2025
Javelin Report
The Role of Developers: Building Developer Communities

Developer portals at banks will be crucial to advancing open-banking APIs in a way that ensures efficiency, consumer safety, and innovation. This Javelin Strategy & Research report...

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