Matthew Gaughan

Analyst, Payments

Matt is an Analyst in Javelin’s payments practice. As part of the tech and infrastructure team, his research focuses on networks, issuing and acquiring financial institutions, processors, and payments technology companies. Matt’s analysis helps provide clients with strategic frameworks to modernize their technology and develop products and features.

Prior to joining Javelin, Matt was an analyst at Insider Intelligence. His responsibilities included researching and writing reports, newsletters, and other content related to the banking industry. Matt earned a Bachelor of Science in Business Administration degree in Finance from Seton Hall University. 

Latest Insights

February, 2026
Javelin Report
How Banks and Fintechs Are Jostling for Position in the New Data Access Economy

Financial data aggregators are losing ground as connectivity becomes a commodity and banks reassert control. The real battleground now lies in who can turn permissioned data into s...

January, 2026
Javelin Report
What Banks Can Learn from Good Vendors: Developer Lessons From Modern API Platforms

Developer portals at banks serve the dual purpose of democratizing access to its financial products and attracting top tech talent, ensuring FIs remain top of wallet and on the ble...

December, 2025
Javelin Report
Agentic Commerce Approaches: How Can Banks Prepare?

Agentic commerce is simultaneously everywhere and nowhere, but that’s changing fast. As the technology takes root, various stakeholders are establishing protocols and frameworks th...

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