Understanding Commercial Card ePayables: An Abridged Guide for Commercial Buyers

In the world of commercial card payments instruments, ePayables—a virtual type of card payment—is the fastest growing segment, bringing operational efficiency for buyers and their suppliers and offering flexibility and the potential for better cash flow. Further, ePayables represents a lucrative field for the banks supporting such programs, and the provision of a bank consultant who can assist enterprises with recruiting suppliers who accept the payment method has become table stakes. 

However, an ePayables program isn’t necessarily a fit for every kind of enterprise. This Javelin Strategy & Research report looks at ePayables, how programs are implemented, the potential benefits they bring, and the self-assessment enterprises need to do before settling on a course of action and choosing a partner. 

Key questions discussed in this report:

• What does an ePayables program look like?
• What are the potential benefits for enterprises of all sizes?
• What considerations must an enterprise examine before deciding to whether to pursue an ePayables program and choosing a partner to implement it?

Companies Mentioned:

American Express, Capital One, Discover, Fiserv, JPMorgan Chase, Mastercard, Truist, Visa