Prepaid and Stablecoins: Turning Liabilities Into Assets
- Date:April 15, 2026
- Author(s):
- Jordan Hirschfield
- Report Details: 6 pages, 2 graphics
- PAID CONTENT
Overview
Prepaid cards have evolved from handwritten gift certificates to digital wallets, and now they face a new inflection point. This Impact Note explores how stablecoins and tokenized digital assets could transform prepaid cards from balance-sheet liabilities into asset-backed tools with new flexibility, efficiency, and protection. Learn what this shift could mean for retailers, consumers, and the future of prepaid programs.
Companies Mentioned:
BitJem, Blockbuster, Bridge, BVNK, Coinbase, Costco, Cyclops, Fiserv, Fold, Mastercard, Neiman Marcus, Nium, PayPal, Stripe, Totus, Visa
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