Overview
Regulators traditionally manage the guardrails of payments, but recent trends move them up to the frontline to safeguard new payment programs that foster innovation, help spawn local investments, and speed up the time it takes to bring financial innovations to market.
Book a Meeting with the Author
Related content
Evolutions in Secured Cards: Not Ready for Traditional Lenders
An emerging fintech payment card is a variation of the long-established secured credit card, with a significant twist. Instead of requiring a credit-challenged consumer with a weak...
Honor All Cards: The U.S. Credit Card Model Takes a Hit
The Honor All Cards principle—that any merchant with a Visa and/or Mastercard sticker in the window accepts all card products on those networks—could be undermined by a recent sett...
2026 Credit Payments Trends
The U.S. credit card market is healthy and strong, but performances among banks diverge along size lines. Large issuers have been able to better curate their customers through acqu...
Make informed decisions in a digital financial world