Global Commercial Payments Growth and Fintechs: Partner, Buy, or Go Organic

Amid the rapid growth of payments flowing between businesses, enterprises in the payments space are looking for ways to grab market share while grappling with a host of challenges: lean staffs, high interest rates, and getting up to speed on new instant payment instruments. This Javelin Strategy & Research report lays out the possible routes to growth, how enterprises should go about assessing themselves and their strategies, and the possibilities and perils ahead.

The report looks at the current state of the market, assesses the benefits and downsides of each approach to growth, looks at leading examples, and makes recommendations about how to structure a strategy. Further, it looks at capital markets and how they affect growth strategies and defines the differences among approaches anchored on responding to authentic demand, maintaining relevance, and chasing after shiny new toys. 

Key questions discussed in this report:

• How are business-to-business payments expected to grow in the years ahead? 
• What are the initial steps as an enterprise in the payments space considers a pathway to growth? 
• What are the opportunities and perils of focusing on authentic demand, striving for relevance, and chasing trends?
• What are some leading examples of corporate-fintech partnerships, acquisitions, and investments?
   

Companies Mentioned:

Alia, Amazon, American Express, BNY Mellon, Citibank, Discover, Extend, FIS, Fiserv, FISPAN, Gusto, HSBC, JPMC, Mastercard, Melio, Mistifly, MoCaFi, Nipendo, Oracle, Paymentus, Pismo, Stripe, TD Bank, TravelBank, U.S. Bank, Visa, Wells Fargo