Disha Bheda
Analyst, Digital Banking
Disha is an analyst at Javelin’s Digital Banking Practice. Before joining Javelin, Disha has held a range of roles in financial services and technology, including in investments research and operations, and as a financial analyst.
Originally from India, Disha studied economics and computer science at Stony Brook University in New York and finance from Loyola Institute of Business Administration, India.
Latest Insights
2027 Digital Banking Trends
Financial institutions enter 2027 confronted with a daunting competitive reality: Consumers increasingly turn to AI platforms for financial guidance before consulting their banks. ...
2027 Small Business Banking Trends
Small business banking faces a rapidly evolving set of threats in 2027. Fintechs and neobanks are expanding their reach, general-purpose AI platforms are challenging banks’ role in...
Internal Embedded Lending: The Digital Opportunity FIs Have in Their Own Backyards
In a departure from embedded lending that takes place at the point of sale or outside the authenticated banking experience, financial institutions can use their proximity to and kn...
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