Disha Bheda

Analyst, Digital Banking

Disha is an analyst at Javelin’s Digital Banking Practice. Before joining Javelin, Disha has held a range of roles in financial services and technology, including in investments research and operations, and as a financial analyst.

Originally from India, Disha studied economics and computer science at Stony Brook University in New York and finance from Loyola Institute of Business Administration, India.

Latest Insights

November, 2025
Javelin Report
The Bridge to Investing Maturity Path

Although banks and credit unions typically wait to target young investors until they amass enough wealth to serve profitably, advances in digital banking technology are changing th...

November, 2025
Javelin Report
2026 Small Business Banking Trends

Small businesses have always straddled two worlds. They expect the simplicity of consumer banking but often need the personalization and sophistication of corporate solutions. A tu...

November, 2025
Javelin Report
2026 Digital Lending Trends

The expectation of interest rate cuts in 2026 will trigger a historic game of catch-up for tradition-bound lenders that have failed to keep pace with savvy FIs and “refi-ready” fin...

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