The Rise of New Consumer and Small Business Lending Models: Peer-to-Peer and More

Peer-to-peer lending and other new lending models are gaining popularity with consumers and small businesses. This market space is interesting and complex. It is filled with emerging technology that applies new credit underwriting criteria and speeds loan applications, credit decisioning, and funds availability. It has important societal implications. And it threatens disruption of the financial services industry related to payments, deposits, and lending.