Overview
New research examining the resurgence of layaway programs
One of the exhibits included in this report:

- Discussion of the consumer appeal of layaway
- Demographic profile of users of layaway services
- Layaway's benefits to leading retailers
- New merchandising opportunities beyond the traditional holiday season, especially for e-commerce retailers
Book a Meeting with the Author
Related content
June 17, 2026
Regulatory Issues in Credit Cards: Preparing for the World of AI
From constitutional preemption to modern AI, the forces shaping credit cards are more complex and consequential than ever. Federal dominance, limited state influence, and evolving ...
May 19, 2026
Rewiring the Credit Card Value Proposition: From Best Card to Best Relationship
High credit card interest rates are reshaping the economics of the industry, putting pressure on consumers while increasing risks of delinquencies and losses. Widening spreads, shi...
April 07, 2026
Klarna Gets Its Wrist Slapped Again: BNPL Brings Volume, but Not Credit Quality or Profits
Klarna’s buy-now, pay-later model is colliding with global regulation. A Netherlands court has invalidated consumer debts, ruling BNPL creates credit obligations—despite zero inter...
Make informed decisions in a digital financial world