Overview

Further definition is available, but potential roadblocks await

The U.S. Office of the Comptroller of the Currency has doubled down on its intent to grant special purpose national bank charters to financial technology companies (fintechs). However, it is unknown if and how new OCC leadership will interpret the initiative. Meanwhile, state regulators have introduced a lawsuit to prevent implementation.

Book a Meeting with the Author

Related content

November 06, 2025
2026 Commercial & Enterprise Trends

Commercial payment providers are strategically reimagining their infrastructure, pricing, sales, and risk management strategies. This strategic flexibility ensures they purpose-fit...

September 30, 2025
Capabilities in Context: A Value Chain Analysis of AP and AR Providers

Payment providers looking for integration and partnership opportunities with accounts payable and accounts receivable vendors are well-advised to assess potential synergies based o...

August 28, 2025
From Volume to Value: Balanced Scorecards for Commercial Payments

Success in commercial payments is no longer just about growing volume; it’s about proving value. This Javelin Strategy & Research report shows how a balanced-scorecard approach can...

Make informed decisions in a digital financial world

Let's Connect