Debit and 3-D Secure 2.0

Mercator Advisory Group’s new research note, Debit and 3-D Secure 2.0, provides background on the market shift toward e-commerce and m-commerce and discusses the enhancements of 3-D Secure 2.0, particularly improvements to the cardholder experience.

“Issuers now need to turn their attention to card-not-present losses and the new version of 3-D Secure to counter the assault. The 2.0 solution is much improved from the initial version and an important part of an overall cardholder verification strategy. Although debit doesn’t experience as much fraud volume as credit, it is critical to incorporate tools like 3-D Secure 2.0 in consideration of the disruption that debit card fraud can create for an account holder,” comments Sarah Grotta, Director, Debit Advisory Service at Mercator Advisory Group and author of the report.

This report has 11 pages and 5 exhibits.

Companies mentioned in this document include: EMVCo, MasterCard, Pay Pal, and Visa.