Overview

Predictions and industry issues to watch

In 2014, credit card issuers and networks improved on the strong performance delivered in 2013, with key metrics slightly exceeding expectations. The legacy credit-issuing ecosystem has so far avoided significant disruption from new entrants and is well positioned for the next wave of transformation in digital commerce.
 

Book a Meeting with the Author

Related content

January 26, 2026
Credit Card Databook 2026

The credit card market, which appeared to be a candidate for saturation in recent years, continues to grow amid a resilient economy. Purchase volume reached $1.28 trillion in 2025,...

January 08, 2026
Chase Bites on Apple: Big Gets Bigger (and Probably Better)

JPMorgan Chase’s deal with Goldman Sachs to take over stewardship of the Apple Card sends both banks in the direction of their greatest strengths. JPMorgan Chase knows how to run a...

December 08, 2025
Evolutions in Secured Cards: Not Ready for Traditional Lenders

An emerging fintech payment card is a variation of the long-established secured credit card, with a significant twist. Instead of requiring a credit-challenged consumer with a weak...

Make informed decisions in a digital financial world

Let's Connect