Payment Practice Area

Understand technological and societal influences on customer transactions

Technology, social media and demographics factor directly into people’s decisions about where to shop and how to pay bills. To grasp their effects and project their future influence, Javelin’s analysts monitor and offer insights on:

  • Retail POS, mobile and online payments
  • Rewards and loyalty
  • Real-time payments          
  • Digital currencies and wallet solutions
  • Card-based solutions
  • Person-to-person payments

This report first describes the differences between fast, faster, and real-time payments being proposed or currently available.
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This report examines the remaining opportunities for prepaid card issuers, as well as the final rules and their impact on issuers and companies that are considering entering the market.  Unless otherwise stated, this report uses the term...
Bitcoin and its fellow cryptocurrencies, with their decentralized nature and the inherent cost advantages of their underlying blockchain technology, are being heralded as potential solutions in serving this community (often typified as migrant...
This report examines the domestic U.S. P2P market and, briefly, the A2A (account to account, or “me to me”) market. It focuses on how the market is evolving, user channel preferences, key uses of P2P, desired new features, and differences in use...
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