Overview
Regulation II requires covered debit issuers and payment networks to respond to a biannual survey designed to gather data pertaining to interchange fee revenue, issuer costs, and fraud losses. Even though the latest survey report shows that debit card usage continues to expand in the United States, there are signs to indicate changes in the market are happening. And then, there's that lawsuit....
Learn More About This Report & Javelin
Related content
The Great Bill Pay Reset: How Real-Time Payments and Open Banking Are Upending the Status Quo
Bill pay is no longer a utility but the frontline battle for agent-driven, real-time payments. The evolution of open banking and financial automation means banks that fail to moder...
Typecast for P2P: How Venmo and Cash App Are Expanding Beyond Paying Friends and Family
Popular person-to-person payment apps such as Venmo and Cash App pioneered the easy digital payment of friends and family with easy-to-use and engaging apps. The problem: Now, thes...
Consumer Debit Payment Choice: Understanding Debit Card User Preferences
Amid a dynamically changing landscape for payments, debit remains a steadfast performer, serving as a workhorse payment method for everyday transactions. As consumer behavior shift...
Make informed decisions in a digital financial world