Ginger  Schmeltzer

Senior Adviser Expertise Online Banking, Mobile Banking, Retail Banking
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Ginger Schmeltzer is a seasoned payments professional and recognized digital banking and mobile expert with significant experience in providing strategic planning and analysis to the global banking and payments industry. Ginger's expertise includes facilitating the delivery of new payment services in a rapidly evolving mobile payments market, mobile capture capabilities, bill pay, and person-to-person transfers.

Most recently, Ginger was the Senior Vice President of Emerging Payments at Fiserv, Inc., where she provided thought leadership, delivered strategic consulting to Fiserv clients, and led the development and execution of enterprise-wide initiatives involving new payment services.  She also served as Senior Vice President of Digital Channel Management at SunTrust Bank, where she oversaw online banking, mobile banking, and digital money movement technologies. At SunTrust, Ginger also helped guide strategies for mobile financial services, P2P payments, and electronic billing and payment.

A frequent speaker at banking and payments industry conferences, Ginger has been widely quoted by trade and general publications, including the American Banker, Bank Systems & Technology, The Financial Brand, Credit Union Times, and The New York Times. She was named one of the Most Influential Women in Payments by PaymentsSource in 2013 and 2014.

Ginger holds bachelor of arts degrees in international business and spanish from Virginia Polytechnic Institute and State University in Blacksburg, Virginia. She also holds an MBA from Emory University Goizueta Business School in Atlanta, Georgia. Ginger is a board member of the Global Village Project, a school for refugee girls.

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