August 2016 by Al Pascual

It seems that with every day that passes we hear about a new authentication approach or threat. All this noise makes it easy to understand how we may end up glossing over really important, seemingly obvious factors that affect the authentication of...

June 2016 by Al Pascual

This past week has witnessed the release (i.e., black market sale) of two massive password files from social media website breaches, and there is an outstanding question posed by the timing and use of this data. Why now? Consider: The files...

August 2015 by Michael Moeser

As the October 1, 2015, date for EMV liability shift looms, it seems like everyone is gearing up for this momentous event. I was trying to explain it to my neighbor yesterday when he interrupted me. He said, "Pretend you are explaining it to my...

September 2014 by Al Pascual

The allure of both smartphones and tablets stems from convenience, pure and simple. For SMBs, that convenience translates into greater productivity when using mobile devices to manage their business and their finances.

January 2014 by Mark Schwanhausser

One of Javelin’s goals is to identify when there’s a disconnect between what consumers want and what bankers think consumers want. That’s because bankers who misjudge their customers’ desires are at risk of investing scarce dollars on projects and...

December 2013 by Al Pascual

As consumers, we are plagued by the inability to choose how our personal information is used by the vendors we need on a day-to-day basis - retailers, healthcare organizations, payment providers, technology companies, etc. All of these groups have...

June 2013 by Mark Schwanhausser

There’s a bit of irony regarding two headlines in my local newspaper: “Tech firms seek to lift secrecy on spy data” on the front page, and “Google buying startup Waze” stripped across the Business front.

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