May 2017 by Michael Moeser

The lesson is a story about Ant’s Yu’e Bao. According to the Financial Times and Wall Street Journal it means “Leftover Treasure.” Four years ago, Ant Financial, the payments unit of the Alibaba, launched Yu’e Bao to scoop up the leftover...

August 2016 by Al Pascual

It seems that with every day that passes we hear about a new authentication approach or threat. All this noise makes it easy to understand how we may end up glossing over really important, seemingly obvious factors that affect the authentication of...

July 2016 by Mark Schwanhausser

The FINRA Investor Education Foundation’s triannual report on American’s “Financial Capability” this week paints a classic good news-bad news story – and there’s a message there for bankers who wonder whether they can profitably play a role in...

June 2016 by Al Pascual

This past week has witnessed the release (i.e., black market sale) of two massive password files from social media website breaches, and there is an outstanding question posed by the timing and use of this data. Why now? Consider: The files...

May 2016 by Michael Moeser

Coverage of the Best Of Show Winners from the Finovate Spring 2016 Show, along with three additional honorable mentions

April 2016 by Mark Schwanhausser

The U.S. Comptroller of the Currency laid out eight guiding principles for “responsible innovation” that show how it aims to more effectively work with banks and non-banks toward the goal of improving and broadening access to financial services for...

February 2016 by Mark Schwanhausser

Basic financial alerts that customers set themselves at an online dashboard will be surpassed by personalized in-app notifications that FIs mine from big data and deliver proactively as a central part of the app experience.

August 2015 by Mark Schwanhausser

Some will describe Intuit’s decision Thursday to sell Quicken as the end of an era. The reality is the era of desktop do-it-yourself accounting software tapped out long ago. Fewer than 22 million U.S. consumers use desktop personal finance software...

June 2015

At Finovate Spring, Moven demoed Bank 4.0. Moven is a reloadable debit card and mobile app. Just like Fitbit tracks your physical activity, Moven tracks your spending by category and will compare your current spending with your past spending...

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