April 2017 by Mark Schwanhausser

The final countdown has begun to Finovate in San Jose, a conference that ranks as my favorite show for learning and recharging that vision vibe, especially in key areas of fintech that I’ll outline shortly.

July 2016 by Mark Schwanhausser

My list of financial anachronisms starts with the concept of monthly statements, paying a stack of bills on a weekend, and the biweekly or monthly paycheck. Too often, we make it hard for customers to think outside the box because we ourselves still...

July 2016 by Mark Schwanhausser

The FINRA Investor Education Foundation’s triannual report on American’s “Financial Capability” this week paints a classic good news-bad news story – and there’s a message there for bankers who wonder whether they can profitably play a role in...

April 2016 by Mark Schwanhausser

The U.S. Comptroller of the Currency laid out eight guiding principles for “responsible innovation” that show how it aims to more effectively work with banks and non-banks toward the goal of improving and broadening access to financial services for...

February 2016 by Mark Schwanhausser

Basic financial alerts that customers set themselves at an online dashboard will be surpassed by personalized in-app notifications that FIs mine from big data and deliver proactively as a central part of the app experience.

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