What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

20th Annual U.S. Closed-Loop Prepaid Card Market Forecast, 2023-2027

Closed-loop prepaid programs continue to emerge from the chaos of the COVID-19 era. In this annual report, Javelin Strategy & Research takes a look at the market for closed-loop prepaid programs across a range of categories and identifies a new ...

Commercial & Enterprise: 2024 Trends and Predictions

Albert and Ben will review their recently published report, 2024 Commercial and Enterprise Payments Trends, and discuss why Javelin has positioned these instruments as key areas to watch in the new year.

Digital Assets & Crypto: 2024 Trends and Predictions

2024 looks to be another pivotal year in the development of digital assets and cryptocurrencies. Join James and Joel as they review three key trends in the digital assets & crypto market.

The Continuing Case for Cryptocurrency in Cross-Border Payments

Cross-border payments—traditionally clunky, with opaque processes and fees and multiple potential points of failure—represent a massive opportunity for innovators and disruptors, and the cryptocurrency industry can claim both mantles. This Javel...

Credit, Debit, Prepaid: 2024 Trends and Predictions

Join Javelin’s Brian Riley, Elisa Tavilla, Jordan Hirschfield, and Sophia Gonzalez as they discuss upcoming trends.

Global Commercial Payments Growth and Fintechs: Partner, Buy, or Go Organic

Amid the rapid growth of payments flowing between businesses, enterprises in the payments space are looking for ways to grab market share while grappling with a host of challenges: lean staffs, high interest rates, and getting up to speed on new...

Tech & Infrastructure and Merchant: 2024 Trends and Predictions

Join Matthew Gaughan, Dan Keyes, and James Wester for a discussion on upcoming trends.

What Fintechs’ New Features Mean for the Holidays and Beyond

  • Impact Note
  • Date: November 14, 2023
  • Author(s): Daniel Keyes
  • Research Topic(s): Merchant
The holiday shopping season is more than the make-or-break time for merchants. It’s also the time when their service providers—the firms that support their operations, marketing, and payment acceptance—roll out new features to help them get thro...

2024 Trends & Predictions: Commercial & Enterprise Payments

The increasing acceptance of card payments for payables, instant payments’ reach into cross-border business transactions, and the ongoing attempts to eliminate or curtail paper checks in business payments are catching the eye of Javelin Strategy...

2024 Trends & Predictions: Credit Payments

  • Javelin Report
  • Date: November 7, 2023
  • Author(s): Brian Riley
  • Research Topic(s): Credit
These are challenging times for the issuers of credit cards, the most common form of unsecured debt in the United States. With more than $1 trillion in revolving debt and $4 trillion in transaction throughput, the credit card industry must prepa...

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